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FAQs

Professional liability insurance is our business - and has been for more than two decades. Below are answers to frequently asked questions.

Who are Ritman's clients?

For nearly two decades, Ritman has provided professional liability insurance coverage for attorneys and other professionals. The majority of our business focuses on Lawyers Professional Liability Insurance. Ritman also insures real estate agents, title agents, certified public accountants, and other professionals. In addition, Ritman continues to grow its business in the area of employment practices liability insurance.

Our clients vary in size and scope and range from sole practitioners to firms with more than 200 individuals.

Where does Ritman conduct business?

Ritman & Associates currently maintains licenses in nine states: Indiana, Illinois, Ohio, Kentucky, Michigan, Wisconsin, Missouri, North Carolina and South Carolina.

What products does Ritman offer?

Ritman offers a broad suite of specialized professional liability insurance solutions. This includes Professional Liability Insurance, for lawyers and professionals. Ritman offers Errors and Omissions Insurance, including: Real Estate Agents E&O, Title Agents E&O, CPS & Accountant E&O, Employment Practices E&O, Directors & Officers E&O (public & private), Non-profit Directors & Officers E&O, Employed Lawyers Liability E&O, Media Liability E&O, Information Technology Professional E&O, All types of Professionals E&O.

Ritman also offers business owners insurance coverage. Clients can get property insurance, liability insurance, casualty coverage and additional protection all built into one convenient package. There are a variety of insurance products including: Comprehensive Property & Casualty (P&C) Products, Business Owners Insurance Commercial General Liability Insurance, Workers Compensation Insurance, Commercial Auto Insurance, Commercial Umbrella Coverage, Fiduciary Liability Insurance

What is the significance of an endorsement by the Indiana State Bar Association?

In 2000, Ritman received the sole endorsement of the Indiana State Bar Association (ISBA). This endorsement serves as testament to Ritman's ability to provide professional liability coverage for all classes of risk and all types of clients — from part-time practitioners to large specialty law firms with hundreds of attorneys.

It is important to note that the ISBA's endorsement did not affect Ritman's use of insurers. Unlike some agencies that urged the ISBA to endorse both them and one of their carriers, we maintained that our job was to find the best products and carrier for each and every client. And that is exactly what Ritman continues to do.

What distinguishes Ritman from its competitors?

Ritman understands what it takes to protect you and your business. As an industry leader, we have a responsibility to raise the bar when it comes to designing professional liability coverage that caters to the particular needs of individuals or firms. We assign a licensed agent to every account, regardless of size or scope. This commitment to client satisfaction, our access to multiple carriers, and ongoing loss control systems and services is complemented by a team of experienced professional liability specialists. This is what we call the “Ritman advantage.”


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