Ritman Insurance Insights

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UM/UIM - Hired/Non-Owned Coverage

Standard Business Owner Policies (BOP) and Commercial Package Policies (CPP) do NOT have Commercially Owned Auto coverage. In Indiana, BOP and Commercial Package Policies generally do not have Uninsured / Under Insured (UM/UIM) coverage. Hired - Non Owned coverage does NOT apply to Partners / Executive Officers driving their own vehicles on business. Hired - Non Owned coverage DOES apply to the law firm if the entity is named as a Defendant Partner slams into another car: Part...