Who has your back? We do.
RITMAN is an independent insurance agency providing comprehensive insurance solutions to businesses.
RITMAN recognizes the need for an insurance portfolio that is specifically designed for you. We know that in the real world every business is unique. RITMAN represents multiple carriers allowing us to tailor the right insurance solution for your business. We are a Midwestern company of highly focused insurance professionals committed to personalized service and exceptional product knowledge. We are licensed in Indiana, Illinois, Kentucky, Ohio, Michigan, Missouri, Tennessee, Wisconsin, South Carolina, Arizona and Maryland.
What are you trying to protect?
- Your "stuff" - Business Personal Property (BPP)
- Against "Slips, trips and falls" - General Liability (GL)
- Your Employee hurt on the job - Worker’s Compensation (WC)
- Your company-owned vehicle - Commercial Auto
- Catastrophic liability - Group Personal Excess Umbrella
- Your money and securities - Crime
- Confidential information – yours and your clients! - Cyber
- Potential personal liability managing your employees’ benefits - Fiduciary
- Your contractual obligations - Bonds
We have found a gap in coverage for many clients as they learn of the potential personal liability they may have as a fiduciary. This means having discretionary authority over a 401K, pension, profit sharing plan or perhaps even health insurance.