Home, Condo and Renters Insurance

Homeowners Insurance

RITMAN has the knowledge and experience to help protect your most valuable possession.  Our personal lines agent has nearly 30 years of experience in protecting homes of all shapes, sizes and values including coverage for multi-million dollar homes.

Did you know there are different ways to insure a home?

  • Replacement cost
  • Actual Cash value
  • Functional replacement cost

Is yours insured correctly?  Let RITMAN ensure it is.

RITMAN can protect your home and liability needs and also provide replacement cost on your personal property like furnishings, art, collectibles, guns, jewelry and sporting equipment. 

RITMAN has access to true dwelling guaranteed replacement cost coverage. A ‘cash out’ option that allows you to rebuild your home where it was or you take the money and build at a different location.

Do you own a secondary home?  RITMAN can handle that.

Condo Insurance

RITMAN has the right coverage for your condo including personal property, additions and alterations or improvements.

Renters Insurance

If you rent an apartment, a home or a condo, you still need your stuff protected, right?  RITMAN can provide coverage for your personal property and liability.

Personal Umbrella

An additional layer of liability coverage which provides an "umbrella" of liability over your personal assets - home, auto, toys, etc. Coverage can also include excess Uninsured/Underinsured motorist coverage.

Call RITMAN to speak to a Personal Lines Agent today: 317.770.3000